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The Future of Lending in a Modular Financial World
Ep. 1 - Jason Mikula
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In our inaugural episode, Jason joins us at the Bonneville Salt Flats for a candid conversation on the truths most in fintech avoid. We cover the collapse of banking-as-a-service programs, the idea of “fintech bailouts,” and what real accountability should look like. We also dig into AI: why so many pilots fall flat, where it could deliver value, and how to cut through the hype.
Bailouts, breakdowns & AI hype with Jason Mikula (Founder of Fintech Business Weekly)
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A podcast bringing bold voices together for honest conversations about fintech's biggest challenges. Each episode features industry insiders who aren't afraid to share what they really think about lending, credit, and the trends shaping fintech. We tackle the tough questions and dive into the conversations that usually stay behind closed doors - no corporate speak, just real talk.
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September 30, 2025
loanpro.io/
32 min
In our inaugural episode, Jason joins us at the Bonneville Salt Flats for a candid conversation on the truths most in fintech avoid. From the fallout of high-profile failures and the question of “fintech bailouts,” to whether AI pilots hold real potential or are just hype — Jason brings his trademark unapologetic honesty. It’s a behind-the-scenes look at the risks, realities, and future of financial technology.
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50 min
Live episodes
What is Fintech Tea?
Jason Mikula
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Jason Mikula is the definitive voice on the intersection of lending, regulation, and fintech business models. Having spent over a decade building consumer finance businesses at LendUp, Enova, and Goldman Sachs, Jason brings operator-level insights into credit risk, customer acquisition, and loan servicing challenges. His authoritative book Banking as a Service and deep-dive newsletter make him essential for understanding the future of financial services.
EPISODE 1: September 30
founder of Fintech business weekly
UPCOMING guests
Ron Shevlin, Cornerstone Advisors Jordan Wright, Atomic
EPISODE 2
Ron shevlin
Ron Shevlin is a leading fintech analyst and strategist focused on how financial institutions navigate innovation, customer experience, and emerging technology. As the Chief Research Officer, he brings deep insights into banking trends, consumer behavior, and how digital transformation really works. His writing, speaking, and consulting are go‑tos for understanding where financial services are headed and what legacy banks need to do to stay relevant.
Chief research officer at cornerstone advisors
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EPISODE 3
jordan wright
Jordan Wright is a fintech product & operations leader known for building scalable systems and product strategies that bridge the gap between innovation and execution. At Atomic, Jordan leverages both engineering and strategic thinking to tackle credit product design, operational workflows, and fintech infrastructure. His hands‑on experience launching and refining financial products gives him a grounded perspective on what works when modernizing credit.
co-founder and ceo of atomic
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