Powered by LoanPro, On the Ledger explores the shifting foundation of modern finance. From legacy systems to new frameworks, each episode records the conversations reshaping how value moves, trust is built, and innovation takes root.
Whether you’re a seasoned financier or just curious about the industry, our mission is to share knowledge that’ll keep you ahead of the curve.
cOlton Pond
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Colton Pond & Julie VerHage-Greenberg
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Alternative data and AI in the fintech landscape with Adam Finke (CEO of tuo)
WITH YOUR HOSTS
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Spotify
Apple Podcasts
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In our debut episode, Adam Finke, CEO of tuo, shares insights on the evolving fintech landscape, highlighting the importance of regulatory compliance, financial inclusion, and the role of technology in enhancing credit access. He also discusses challenges in the lending market, the impact of recent banking events, and the significance of effective identity verification, partnerships, and staying informed in 2025.
February 20th, 2025
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In our debut episode, Adam Finke, CEO of tuo, shares insights on the evolving fintech landscape, highlighting the importance of regulatory compliance, financial inclusion, and the role of technology in enhancing credit access. He also discusses challenges in the lending market, the impact of recent banking events, and the significance of effective identity verification, partnerships, and staying informed in 2025.
Interested in being on the show?
Email us at marketing@loanpro.io for more info.
Alternative data and AI in the fintech landscape with Adam Finke (CEO of tuo)
February 20th, 2025
In this episode, Julie and Colton sit down with Claire Tomkins, CEO and founder of Future Family, about the challenges and innovations in the fertility care industry. They discuss the high costs of fertility treatments, the personal journey that led Claire to start Future Family, and the importance of providing financial solutions for families. The conversation also covers Future Family’s launch of the first nationwide IVF insurance program, regulatory challenges, and the future of fertility financing, including the integration of AI.
MARCH 20th, 2025
Navigating the challenges of fertility financing with Claire Tomkins (CEO & Founder of Future Family)
In this episode, Julie and Colton sit down with Will Tumulty to discuss the evolution of Rapid Finance, a company dedicated to providing small businesses with access to capital. They explore the challenges and advancements in small business lending, emphasizing the importance of data-driven decision-making, convenience in the lending process, and the impact of regulatory changes. Will shares insights from his experience as a Navy SEAL and how those lessons translate into effective leadership and adaptability in the financial sector. The trio also touches on the future of lending, including innovations in client data usage and embedded finance.
APRIL 17th, 2025
Data-driven decisions: Transforming small business lending with Will Tumulty (CEO of Rapid Finance)
LoanPro's COO & EVP of Product, Colin, and Julie are joined by Wade Arnold, CEO of Moov, to discuss his company's innovative approach to payment processing. Wade explains how Moov operates as a low-level processor connected to major card networks and emphasizes how consumer expectations drive payment innovations. He shares his journey from software engineer to entrepreneur, the challenges of navigating legacy systems, and the future of payment technologies.
Wade also talks about strategic partnerships, raising capital, maintaining a strong remote culture, and offers advice for aspiring entrepreneurs.
MAY 15TH, 2025
Building the future of payments with Wade Arnold (CEO & Founder of Moov)
In this episode of Lenders on Lenders, Mike Taormina, co-founder and CEO of Vault, discusses his extensive background in lending, from student loans to crypto lending. He explains the evolution of digital assets in the lending space, the unique approach Vault takes to integrate digital assets as collateral, and the current regulatory landscape.
The trio also addresses common misconceptions about digital assets, the future of digital asset lending, and valuable lessons for aspiring entrepreneurs.
June 19TH, 2025
The evolution of digital assets in lending with Mike Taormina (CEO of Vault)
In this episode, Brian Fishbein, Chief Investment Officer at Column, shares insights into the bank’s evolution as a nationally chartered institution built to serve fintech partners. Brian unpacks the complexities of sponsor banking, the shifting regulatory landscape, and the critical role strong relationships with regulators play in navigating this space. The conversation explores how fintech partnerships are evolving, what to consider when evaluating sponsor banks, and the latest trends in lending and credit products.
Brian also highlights the growing need for regulatory clarity and how advancing technology continues to reshape the future of banking.
July 27TH, 2025
The road ahead for fintech and banking with Brian Fishbein (CIO of Column)
In this episode, Ravi Mikkelsen, CEO and founder of Atmos Financial, discusses the intersection of clean energy and lending. He shares his journey into the clean energy sector, the technology behind Atmos's lending platform, and the unique challenges and opportunities in financing clean energy projects. The discussion also covers the impact of AI, climate change on financing, and the importance of customer experience in lending. Ravi also reflects on the challenges faced by Atmos, including navigating the pandemic and transitioning banking partnerships, while looking ahead to future trends in clean energy financing.
august 21st, 2025
Harnessing technology for clean energy financing with Ravi Mikkelson (CEO and Founder of Atmos Financial)
In this episode, Matthew Goldman, Founder of Totavi, discusses the evolution and future of card programs in the fintech space. He explores transformative developments over the past two decades, the challenges of KYC and open banking, and the importance of niche card programs. This conversation also covers the convergence of buy now pay later options with traditional card programs, the role of sponsor banks, and the implications of interchange regulations. Goldman concludes with insights on the potential of stablecoins in the card ecosystem.
September 25th, 2025
Custom cards, open banking and the future of spending with Matthew Goldman (Founder of Totavi)
Colton
Pond
Julie
VerHage-Greenberg
LISTEN ON
In this episode, Triane Chang, SVP, Business Ventures & Partnerships at Experian, discusses the evolution of financial wellness and the role technology plays in reshaping consumer credit. She shares her path through fintechand how those experiences shaped her approach to using data and design to improve people’s relationship with money. Triane also reflects on the human side of innovation—how empathy, transparency, and smart product design can make finance more inclusive and meaningful for consumers everywhere.
OCTOBER 28th, 2025
Reimagining credit, cash flow, and consumer empowerment with Triane Chang (SVP at Experian)
In this episode, Jim McCarthy, CEO of Thredd and former Visa EVP, offers a masterclass on the future of FinTech. With nearly 30 years of experience, he dives into why neobanks must pivot to lending for profitability, the problem with banks' siloed "core" systems, and the massive, underrated power of tokenization. Get his expert forecast on how stablecoins will revolutionize cross-border payments and collateralization in the next two years.
november 18th, 2025
From Debit to Dollars: Scaling Credit and Payments Globally with Jim McCarthy (CEO at Thredd)
Live episode dropping November 18th.
Powered by LoanPro, the Lenders on Lenders podcast brings you in-depth conversations with industry leaders, exploring the key trends and innovations shaping the future of finance. Each episode offers an inside scoop on what's next in lending from the experts driving change.
Whether you’re a seasoned financier or just curious about the industry, our mission is to share knowledge that’ll keep you ahead of the curve.
cOlton Pond
\
Julie VerHage-Greenberg
\
Alternative data and AI in the fintech landscape with Adam Finke (CEO of tuo)
HOSTED BY
\
Spotify
Apple Podcasts
Listen now
In our debut episode, Adam Finke, CEO of tuo, shares insights on the evolving fintech landscape, highlighting the importance of regulatory compliance, financial inclusion, and the role of technology in enhancing credit access. He also discusses challenges in the lending market, the impact of recent banking events, and the significance of effective identity verification, partnerships, and staying informed in 2025.
February 20th, 2025
Follow us on
In our debut episode, Adam Finke, CEO of tuo, shares insights on the evolving fintech landscape, highlighting the importance of regulatory compliance, financial inclusion, and the role of technology in enhancing credit access. He also discusses challenges in the lending market, the impact of recent banking events, and the significance of effective identity verification, partnerships, and staying informed in 2025.
Interested in being on the show?
Email us at marketing@loanpro.io for more info.
Alternative data and AI in the fintech landscape with Adam Finke (CEO of tuo)
February 20th, 2025
In this episode, Julie and Colton sit down with Claire Tomkins, CEO and founder of Future Family, about the challenges and innovations in the fertility care industry. They discuss the high costs of fertility treatments, the personal journey that led Claire to start Future Family, and the importance of providing financial solutions for families. The conversation also covers Future Family’s launch of the first nationwide IVF insurance program, regulatory challenges, and the future of fertility financing, including the integration of AI.
MARCH 20th, 2025
Navigating the challenges of fertility financing with Claire Tomkins (CEO & Founder of Future Family)
In this episode, Julie and Colton sit down with Will Tumulty to discuss the evolution of Rapid Finance, a company dedicated to providing small businesses with access to capital. They explore the challenges and advancements in small business lending, emphasizing the importance of data-driven decision-making, convenience in the lending process, and the impact of regulatory changes. Will shares insights from his experience as a Navy SEAL and how those lessons translate into effective leadership and adaptability in the financial sector. The trio also touches on the future of lending, including innovations in client data usage and embedded finance.
APRIL 17th, 2025
Data-driven decisions: Transforming small business lending with Will Tumulty (CEO of Rapid Finance)
LoanPro's COO & EVP of Product, Colin, and Julie are joined by Wade Arnold, CEO of Moov, to discuss his company's innovative approach to payment processing. Wade explains how Moov operates as a low-level processor connected to major card networks and emphasizes how consumer expectations drive payment innovations. He shares his journey from software engineer to entrepreneur, the challenges of navigating legacy systems, and the future of payment technologies.
Wade also talks about strategic partnerships, raising capital, maintaining a strong remote culture, and offers advice for aspiring entrepreneurs.
MAY 15TH, 2025
Building the future of payments with Wade Arnold (CEO & Founder of Moov)
In this episode of Lenders on Lenders, Mike Taormina, co-founder and CEO of Vault, discusses his extensive background in lending, from student loans to crypto lending. He explains the evolution of digital assets in the lending space, the unique approach Vault takes to integrate digital assets as collateral, and the current regulatory landscape.
The trio also addresses common misconceptions about digital assets, the future of digital asset lending, and valuable lessons for aspiring entrepreneurs.
June 19TH, 2025
The evolution of digital assets in lending with Mike Taormina (CEO of Vault)
In this episode, Brian Fishbein, Chief Investment Officer at Column, shares insights into the bank’s evolution as a nationally chartered institution built to serve fintech partners. Brian unpacks the complexities of sponsor banking, the shifting regulatory landscape, and the critical role strong relationships with regulators play in navigating this space. The conversation explores how fintech partnerships are evolving, what to consider when evaluating sponsor banks, and the latest trends in lending and credit products.
Brian also highlights the growing need for regulatory clarity and how advancing technology continues to reshape the future of banking.
July 27TH, 2025
The road ahead for fintech and banking with Brian Fishbein (CIO of Column)
In this episode, Ravi Mikkelsen, CEO and founder of Atmos Financial, discusses the intersection of clean energy and lending. He shares his journey into the clean energy sector, the technology behind Atmos's lending platform, and the unique challenges and opportunities in financing clean energy projects. The discussion also covers the impact of AI, climate change on financing, and the importance of customer experience in lending. Ravi also reflects on the challenges faced by Atmos, including navigating the pandemic and transitioning banking partnerships, while looking ahead to future trends in clean energy financing.
august 21st, 2025
Harnessing technology for clean energy financing with Ravi Mikkelson (CEO and Founder of Atmos Financial)
In this episode, Matthew Goldman, Founder of Totavi, discusses the evolution and future of card programs in the fintech space. He explores transformative developments over the past two decades, the challenges of KYC and open banking, and the importance of niche card programs. This conversation also covers the convergence of buy now pay later options with traditional card programs, the role of sponsor banks, and the implications of interchange regulations. Goldman concludes with insights on the potential of stablecoins in the card ecosystem.
September 25th, 2025
Custom cards, open banking and the future of spending with Matthew Goldman (Founder of Totavi)
