day 01
wed sept. 17
event schedule
Welcome Reception AND home run derby
5:30 - 9:00 pm
Smith's Ballpark
77 W 1300 S St, Salt Lake City, UT 84115
day 02
thur sept. 18
day 03
fri Sept. 19
day 01
wed sept. 17
Salt Flats Summit
An invite-only executive forum for the brightest minds in financial services where you’ll enjoy networking, amazing food, an unreal experience on the Bonneville Salt Flats with insider insights into the exciting future of LoanPro.
Exclusive Salt Flats Fall Event
September 17-19, 2025
Rhett Roberts
Co-Founder &CEO at LoanPro
Industry top executives at LoanPro’s Strategic Advisory Board 2024:
Carl Pascarella
Ex-CEO of Visa U.S.A.
Charles Sweeney
CRO at LoanPro
Rob Anderson
Partner at FTV Capital
Colton Pond
CMO at LoanPro
Scott Johnson
President of Card at LoanPro
Maximizing the Impact from Your Lending and Credit Portfolios
Be a part of LoanPro’s future as a member of our Salt Flats Summit. Network with the industry’s top executives, hear about the future of finance and how to maximize the impact from your lending and credit portfolios, all while enjoying the infamous Bonneville Salt Flats.
Save your seat
Save your seat
Save your seat
Nestled in the heart of Utah, the Bonneville Salt Flats offer an otherworldly landscape. Spanning over 30,000 acres, this natural wonder is renowned for its pristine, gleaming white surface, formed from ancient lake bed deposits. The Bonneville Salt Flats are known for their unparalleled flatness and expansive horizon, creating a unique venue for land speed racing, where world records are shattered.
We’ll spend Day 2 at the Salt Flats in our own oasis enjoying conversations, amazing food, fast cars and offroading. Get ready for an experience that you’ll never forget.
Join Us for an Unforgettable Experience at The Bonneville Salt Flats
Save your seat
previous guests
2025 sponsors
Breakfast and networking at little america hotel
7:00 - 8:00 Am
Little America Hotel | 500 Main St, Salt Lake City, UT 84101
Depart little america for the bonneville salt flats via charter bus
8:00 Am
Bonneville Salt Flats | 40° 46' 51.5"N 13° 51' 54.0" W
Arrive at the bonneville salt flats
10:00 Am
content on the flats and lunch
10:30 Am - 2:30 pm
break for activites/helicopter rides
2:30 pm
Sunset dinner
6:00 pm
live performance by the piano guys, stargazing/smores
7:30 pm
Bus #1 / #2 depart
8:45 pm
evening activities
8:30 pm
Fire walk, smores, and fire
Telescopes with LoanNova
Bus #3 / #4 depart
10:15 pm
Breakfast and networking at little america hotel
8:00 Am
Little America Hotel
Rotating content begins
9:00 Am
9:55 AM - 10:35 AM
MOOV- Wade Arnold Speaking Session in room Idaho
LoanPro Product in room Wyoming
Bankruptcy Watch in room Arizona
10:50 AM - 11:30 AM
Content 1 in room Idaho
LoanPro Product in room Wyoming
Content 3 in room Arizona
CLOSING REMARKS
11:30 - 11:45 AM
LUNCH
12:00 PM
END OF SHOW
1:00 PM
9:00 AM - 9:40 AM
LoanNova Servicing Portal and Payment Orchestrartion in room Idaho
LoanPro Product in room Wyoming
How to Spot the Warning Signs of Data Chaos Gestalt Tech - room Arizona
In this session, we’ll be presenting
two products:
IrisLoan – A white-label servicing portal and web app that makes loan payments effortless for borrowers. It gives lenders the power to engage customers with personalized, seamless digital experiences.
HarmoniaPay – A payment orchestration platform that automates daily payment tasks. It balances payments across the lender’s existing processors by considering state-specific variables, holidays, contractual obligations with processors, and processor cost margins. The goal is to maximize automation while optimizing payments toward the most profitable processors.
Data chaos costs more than you think, from wasted hours to lost investor confidence. This interactive session combines real client stories with a “Chaos Bingo” checklist so you can quickly identify the red flags of messy data and learn how to turn them into actionable solutions.
Blurb title
Blurb from website
Blurb title
Blurb from website
day 01
wed sept. 17
day 02
thu sept. 18
day 03
fri sept. 19
day 02
thuR sept. 18
day 03
fri sept. 19
Rhett Roberts
Co-Founder &CEO at LoanPro
Rhett Roberts
Co-Founder &CEO at LoanPro
Carl Pascarella
Ex-CEO of Visa U.S.A.
charles Sweeney
CRO at LoanPro
Rob Anderson
Partner at FTV Capital
previous guests
Welcome Reception AND SOFTBALL GAME
5:30 - 9:00 pm
Smith's Ballpark
77 W 1300 S St, Salt Lake City, UT 84115
Depart little america for the bonneville salt flats via charter bus
7:00 - 8:00 am
Breakfast and networking at the little america hotel
7:00 - 8:00 am
Little America Hotel
77 W 1300 S St, Salt Lake City, UT 84115
Depart little america for the bonneville salt flats via charter bus
8:00 am
Content on the flats and lunch
10:00 am - 2:30 pm
Content on the flats and lunch
10:00 am - 2:30 pm
break for activities/ helicopter rides
2:30 pm
live performance by the piano guys, stargazing/smores
2:30 pm
Bonneville Salt Flats
40° 46' 51.5"N 13° 51' 54.0" W
Sunset dinner
6:00 pm
Bus #1 / #2 depart
8:45 pm
live performance by the piano guys, stargazing/smores
7:30 pm
Rotating content begins
9:00 pm
9:00 AM - 9:40 AM
LoanNova Servicing Portal and Payment Orchestrartion in room Idaho
LoanPro Product in room Wyoming
Gestalt Database in room Arizona
9:00 AM - 9:40 AM
LoanNova Servicing Portal and Payment Orchestrartion in room Idaho
9:00 AM - 9:40 AM
LoanNova Servicing Portal and Payment Orchestrartion in room Idaho
In this session, we’ll be presenting two products:
IrisLoan – A white-label servicing portal and web app that makes loan payments effortless for borrowers. It gives lenders the power to engage customers with personalized, seamless digital experiences.
HarmoniaPay – A payment orchestration platform that automates daily payment tasks. It balances payments across the lender’s existing processors by considering state-specific variables, holidays, contractual obligations with processors, and processor cost margins. The goal is to maximize automation while optimizing payments toward the most profitable processors.
9:00 AM - 9:40 AM
LoanNova Servicing Portal and Payment Orchestrartion in room Idaho
In this session, we’ll be presenting two products:
IrisLoan – A white-label servicing portal and web app that makes loan payments effortless for borrowers. It gives lenders the power to engage customers with personalized, seamless digital experiences.
HarmoniaPay – A payment orchestration platform that automates daily payment tasks. It balances payments across the lender’s existing processors by considering state-specific variables, holidays, contractual obligations with processors, and processor cost margins. The goal is to maximize automation while optimizing payments toward the most profitable processors.
LoanPro Product in room Wyoming
9:00 AM - 9:40 AM
MOOV- Wade Arnold Speaking Session
Insert blurb
9:55 AM - 10:35 AM
MOOV- Wade Arnold Speaking Session
Bus #3 / #4 depart
10:15 PM
Closing remarks
11:30 - 11:45 AM
Lunch
12:00 PM
wed sept. 17
THUR sept. 18
FRI sept. 19
Learn more >
Learn more >
Learn more >
Learn more >
Diamond Tier
Gold Tier
Silver Tier
2025 sponsors
Diamond Tier
Gold Tier
Silver Tier

2025 salt flats summit
Bonneville Salt Flats | Fall 2025
Scroll to view all content or select video
Alex Johnson | Founder of Fintech Takes
Jason Mikula | Founder of Fintech Business Weekly
Moderated by Colton Pond | CMO at LoanPro
6
Let's Nerd Out on Lending and Credit
Colton Pond led a conversation with Alex Johnson and Jason Mikula about how lenders can strengthen their servicing and collections strategies. The group discussed the importance of focusing on retention, not just acquisition, and using cash flow data to predict and prevent delinquency. They also talked about the role of AI in lending, stressing that it should be used to support agents rather than replace them. The session ended with guidance on managing credit losses, recent regulatory changes like the GENIUS Act, and how lenders can prepare for future oversight.
Rhett Roberts | CEO at LoanPro
Carl Pascarella | Ex-CEO of Visa USA and LoanPro Board Member
5
SFS 2025 Fireside Chat
Carl Pascarella, former CEO of Visa USA, spoke with Rhett Roberts about leadership and innovation in payments. He reflected on lessons from his time at Visa and how those experiences apply to today’s changing credit landscape. The conversation emphasized long-term thinking and operational discipline in a fast-moving industry.
Rhett Roberts | CEO & Co-founder Cesar Olea | Chief Technology OfficerColin Terry | Chief Product OfficerColton Pond | Chief Marketing OfficerCody Heaps | VP of Product DevelopmentRuy Garcia | Director, Software Engineering at LoanPro
4
LoanPro Product Session: Four Most Impactful Recent Releases and Upcoming Mic Drop Releases
The product team highlighted four major releases including core performance improvements, Programs, API v2, and Risk Radar with Data Lake, followed by a preview of upcoming launches. New innovations include LoanPro MCP (Talk to a Loan), Import v2, Rewards, and Loan on Card. Together, these updates show how LoanPro is improving speed, intelligence, and compliance across the platform.
Steve McLaughlin | CEO & Co-Founder of FT Partners
Moderated by Charles Sweeney | Chief Revenue Officer of LoanPro
3
Upcoming Inflection Points in Financial Services in 2026
Steve McLaughlin of FT Partners shared his view on what financial institutions should expect in the year ahead. He outlined likely shifts in consolidation, profitability, and regulation that will affect how lenders plan for growth. The session focused on how organizations can stay stable through these market changes by improving operations and partnerships.
Jim Marous | Co-Publisher of The Financial Brand, Contributor of Forbes, and Host of Banking Transformed Podcast
Heather Everton | VP of Product at Merrick BankRaphael Reznek | CTO of Mascoma Bank
2
Rethinking the Core: The Future of Lending in a Modular World
Jim Marous led a discussion with Heather Everton of Merrick Bank and Raphael Reznek of Mascoma Bank about how financial institutions are updating their core systems. They explained the move from legacy systems to modular, API-based architecture that lowers costs and supports faster product changes. They emphasized that modernization often means layering new technology on top of existing systems rather than replacing everything at once.
Ginger Siegel | Head of North America Small and Mid Market Business at Mastercard International
1
Small Business Lending and Credit:
What Will Truly Happen?
Ginger Siegel, Head of North America Small Business at Mastercard, shared insights on the changing landscape of small-business lending. She highlighted the record growth in new business formation, rising demand for digital credit access, and the importance of data transparency for underwriting. The conversation focused on how lenders can better serve SMBs through open banking, real-time analytics, and segment-specific credit solutions.
Jonathan Awad | Co-Founder & CEO of BaselayerStephanie Barron | Account and Partner ManagerLauren Ketterer | VP, Product and Content Marketing at LoanProNate Christensen | Sr. Technical Product Marketing Manager
9
Compliance Trivia with Baselayer
Jonathan Awad and Stephanie Barron from Baselayer joined Lauren Ketterer and Nate Christensen to talk about modernizing verification and compliance. They walked through how Smart Verify manages SCRA, MLA, bankruptcy, OFAC, and lien searches through real-time integrations and ongoing monitoring. The session also included a few rounds of compliance trivia!
Cosku Cobanoglu | VP, Digital Partnerships at MastercardDavid Javitch | VP of Product Management, Installment Payments at MastercardColton Pond | Chief Marketing Officer of LoanProColin Terry | Chief Product Officer of LoanPro
8
Loan on Card Deep Dive
Colton Pond and Colin Terry from LoanPro joined Cosku Cobanoglu and David Javitch from Mastercard to explain how Loan on Card gives lenders new ways to offer credit. They showed how the product allows borrowers to access installment funds directly through a payment card.
Lance Wickham - President & CEO of Bankruptcy Watch
7
The Power of Strong Bankruptcy Signals
Lance Wickham from BankruptcyWatch led a session on using bankruptcy data to manage credit risk. He explained how timely and accurate signals allow lenders to adjust servicing and collections activities as soon as filings occur.
Colton Pond | Chief Marketing Officer of LoanProMatthew Baltzer | Senior Product Director of Experian
6
Next Best Servicing and Collections Action
Colton Pond from LoanPro and Matt Baltzer from Experian presented a joint session on using Experian data and LoanPro automation to guide servicing and collections strategies. They explained how lenders can use account-level insights to identify the right next step for each borrower, improving repayment rates and reducing losses.
Colin Terry | Chief Product Officer of LoanProJake Heaps | Sr. Product Development Manager
5
Rewards Programs for Card and Installment
Colin Terry and Jake Heaps shared an update on LoanPro’s Rewards functionality for installment and credit card products. They explained how lenders can configure rewards to match borrower behavior and align with specific program goals.
Josh Sadler | VP, Product at Moov
4
The Future of Payments
Josh Sadler from Moov discussed shifts in payment processing and how modern infrastructure can improve speed and reliability. The session focused on how lenders can use orchestration layers to manage multiple processors and settlement methods from one place.
Aaron Smith - Chief Revenue Officer of Gestalt TechJustin McClintick - Co-Founder & CTO/CPO of Gestalt Tech
3
How to Spot the Warning Signs of Data Chaos
Aaron Smith and Justin McClintick from Gestalt Tech talk about data consistency in financial systems. They showed how data fragmentation across platforms leads to reporting errors, audit risks, and inefficiencies. They also shared steps lenders can take to create a single source of truth and maintain clean, reliable data over time.
Rhett Roberts | Co-Founder & CEO of LoanProCesar Olea | Chief Technology Officer of LoanProColin Terry | Chief Product Officer of LoanProRuy Garcia | Director, Software Engineering at LoanPro
2
AI Product Deep Dive with LoanPro
Rhett Roberts, Cesar Olea, Colin Terry, and Ruy Garcia walked through how LoanPro is incorporating AI into its platform. They outlined the current use of AI for process acceleration and decision support, along with future use cases powered by LoanPro MCP.
Marine Alves Pimenta | VP, Product at Loanova and Luby
1
Servicing Portal and Payment Orchestration
Marine Alves Pimenta from Loanova shared how lenders can simplify servicing operations and improve payment routing through integrated tools.
SCROLL
DOWN
The LoanPro Partnership Ecosystem and Showcase
lithic, solo, amount, and alorica
7
Product Roadmap Review:Highlights from the Last Six Months
with colin terry
6
Sponsor Banking Landscape:Current Trends and Future Outlook
with Sarah Grotta & joseph morgan
5
Fireside chat
with dave mayo, matthew smith, and scott johnson
4
Navigating Industry Headwinds and Tailwinds in Credit and Lending
with ALEX JOHNSON
3
LoanPro’s Product Roadmap Deep Dive
with César Olea and colin terry
2
How Fintech is Shaping the Future
with Ryan Christensen
1
Thursday
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
How Fintech is Shaping the Future
with Ryan Christensen
1
Friday
Thursday,
Sept 18th
Ginger Siegel | Head of North America Small and Mid Market Business at Mastercard International
1
Small Business Lending and Credit:
What Will Truly Happen?
Jim Marous | Co-Publisher of The Financial Brand, Contributor of Forbes, and Host of Banking Transformed Podcast
2
Rethinking the Core: The Future of Lending in a Modular World
Steve McLaughlin | CEO & Co-Founder of FT Partners
Moderated by Charles Sweeney | Chief Revenue Officer at LoanPro
3
Upcoming Inflection Points in Financial Services in 2026
Rhett Roberts | Co-Founder & CEO of LoanProCesar Olea | CTO of LoanProColin Terry | CPO of LoanProColton Pond | CMO of LoanProCody Heaps | VP of Product Development of LoanProRuy Garcia | Director, Software Engineering of LoanPro
4
LoanPro Product Session: The Four Most Impactful Recent Releases
Rhett Roberts | Co-Founder and CEO of LoanPro
Carl Pascarella | Ex-CEO of Visa USA and LoanPro Board Member
5
SFS 2025 Fireside Chat
Jason Mikula | Founder of Fintech Business WeeklyAlex Johnson | Founder of Fintech TakesModerated by Colton Pond, CMO of LoanPro
6
Let's Nerd Out on Lending and Credit
Marine Alves Pimenta | VP, Product of Loanova and Luby
1
Servicing Portal and Payment Orchestration
friday,
Sept 19th
Rhett Roberts | Co-Founder & CEO of LoanProCesar Olea | Chief Technology Officer of LoanProColin Terry | Chief Product Officer of LoanProRuy Garcia | Director, Software Engineering at LoanPro
2
AI Product Deep Dive
Aaron Smith | Chief Revenue Officer of Gestalt TechJustin McClintick | Co-Founder & CTO/CPO of Gestalt Tech
3
How to Spot the Warning Signs of Data Chaos
Josh Sadler | VP, Product of Moov
4
The Future of Payments
Colin Terry | CPO of LoanProJake Heaps | Sr. Product Development Manager
5
Rewards Programs for Card and Installment
Colton Pond | Chief Marketing Officer of LoanProMatthew Baltzer | Senior Product Director of Experian
6
Next Best Servicing and Collections Action
Lance Wickham | President & CEO of Bankruptcy Watch
7
The Power of Strong Bankruptcy Signals
Cosku Cobanoglu | VP, Digital Partnerships at MastercardDavid Javitch | VP of Product Management, Installment Payments at MastercardColton Pond | CMO of LoanProColin Terry | CPO of LoanPro
8
Loan on Card Deep Dive
Jonathan Awad | Co-Founder & CEO of BaselayerStephanie Barron | Account and Partner ManagerLauren Ketterer | VP, Product and Content Marketing of LoanProNate Christensen | Sr. Technical Product Marketing Manager
9
Smart Verify: Compliance at the Forefront
THURSDAY, SEPT 18TH
FRIDAY, SEPT 19TH
Loanova Luby
LoanPro
Gestalt Tech
Moov
LoanPro
Experian
Mastercard
Baselayer, loanpro
Bankruptcy watch
[2026]
Join Us for an Unforgettable Experience at The Bonneville Salt Flats
Save your seat
Nestled in the heart of Utah, the Bonneville Salt Flats offer an otherworldly landscape. Spanning over 30,000 acres, this natural wonder is renowned for its pristine, gleaming white surface, formed from ancient lake bed deposits. The Bonneville Salt Flats are known for their unparalleled flatness and expansive horizon, creating a unique venue for land speed racing, where world records are shattered.
We’ll spend Day 2 at the Salt Flats in our own oasis enjoying conversations, amazing food, fast cars and offroading. Get ready for an experience that you’ll never forget.
LoanProFintech TeakesFintech Business Weekly
FT Partners
LoanPro
LoanPro
The Financial Brand
Merrick Bank
Mascoma bank
LoanPro
Mastercard
LoanProVisa